Featured Clients
Your Advantage
BC’s leading solution provider for Technology & Cyber Insurance.
You get more when you buy from our Technology & Cyber specialists at HUB International. Our insurance specialists will work with you to identify gaps in your coverage and quickly develop a competitive, comprehensive plan tailored to those in the tech industry.
About Technology & Cyber Insurance
Change is the byword for the tech industry and the businesses that drive it. You need to manage the risks this can entail. Is your coverage sufficient for the challenge? Can your broker adapt to your changing needs? That's why we focus on the best in Tech & Cyber insurance at HUB.
From gaming to high tech manufacturing, we’ll ensure you’re properly covered.
Employee Benefits
Whether you are trying to manage costs, maximize value, encourage well-being or meet the needs of an increasingly diverse and multi-generational workforce — your employee benefits should change as your organization changes. We partner with you to develop a strategic plan that enables you to meet your short and long term goals, and ensure that your benefits remain competitive now and in the future.
Our People
Our team of specialists will help you with any issues that may arise. From insurance consultation to claims, we’re here for you the whole way through.
Claims
We hope that nothing ever happens that causes you to have an insurance claim. However, if you do have a claim, we have the resources, expertise and experience to advocate on your behalf.
If you have suffered a loss or damage that may be covered by your insurance policy, please contact your Insurance Broker or contact our Claims Department:
Technology & Cyber Insurance
HUB International works with a wide array of technology companies of varying sizes, from gaming & software development, e-commerce, social media, information technology consulting, hardware, telecommunications, high tech manufacturing and more.
What we insure
At the beginning stages of your operations, a technology start-up package will often suffice. This includes contents, general liability and smaller limits on errors & omissions as well as cyber liability.
Depending on your risk profile, there may be some additional insurance products that would be beneficial as add-ons. We work with many technology companies, from start-ups to large organizations, to ensure they have the right coverage from the start and are set up to grow with the right carriers.
Cyber Insurance
Cyber insurance can help restore employee and customer identities, recover compromised data and repair damaged computers and networks, whether your business is the victim of a data breach, password attack, ransomware or phishing attack.
You could be at risk for a cyber attack. A staggering number of small and medium-sized organizations get attacked each year — many without the support of cyber insurance coverage. And if your systems or data were compromised, either could put you out of business or cause a significant financial loss.
Exclusive Cyber Coverage Features for Your Business
- Third-party coverage for the transmission of viruses through your system, or for loss of information due to unauthorized access of your system.
- Loss of third-party information that was in your care, custody or controls that result in a lawsuit against your business.
- Business interruption coverage for system events (cyber events not included under traditional property policies).
- Cyber extortion coverage.
- Forensics costs to investigate the cause, scope and extent of the incident.
- Data restoration coverage in the event of an incident to prevent, minimize or mitigate future events.
- Coverage for costs (legally mandated or voluntary) incurred to notify those whose information was lost.
- Credit monitoring for instances of identity or credit theft.
- Public relations costs to obtain advice and support to prevent reputational harm to your brand.
- Legal representation expenses to obtain legal advice in connection with a data or network security event.
- Definition of “Claim” includes administrative or regulatory proceedings.
- Limited exclusionary language.
Cyber-attacks in the form of computer viruses and computer hacks are on the rise. A large number of privacy breaches are also occurring through human error or unauthorized access by employees.
Any organization that relies on a computer system to operate or stores sensitive information in a tangible form, is vulnerable to a privacy breach that could cause a third party lawsuit, business interruption, extortion demand or other costs the company will be responsible for. HUB’s Cyber Defense coverage can help protect your business.
Annex Alliance Program
Exclusive to HUB, this program offers access to group discounts on Commercial General Liability and Professional Liability.
Our Annex Alliance program executive is Derek May, who brings you industry-specific Risk Management and Professional Liability expertise.
This exclusive offer for the Annex Alliance will allow members to access group discounts on Commercial General Liability and Professional Liability (Errors and Omissions coverage).
Annex Alliance members will also have access to information on emerging IT Risk Management issues, Cyber Liability and Legislative changes affecting them directly, just by following the HUB International TECHNOLOGY blog and Twitter account (@HUBTechnology).
Why Should You Carry This Coverage? Risk management and insurance protection are important to businesses in general but particularly with the high-stakes and fast-paced IT industry. There are a number of reasons why Annex Alliance members should carry this coverage:
- It will provide you peace of mind as a business owner and/or consultant;
- It will set you apart from many other competitors when your bid is submitted to a client, with coverage already in place;
- It covers defense costs (which is critical given that the greatest exposure to IT professionals is not the cost of a claim, but the costs associated with defending the allegations).
Employee Benefits
Today’s employees are looking for so much more than traditional Health and Dental coverage when it comes to their benefits. Let our team of experienced tech sector advisors help you develop a Total Benefits Strategy, making your plan a retention-based bomb for your current workforce, and the envy of your competitors.
We’ll show you in real time how your plan compares to industry peers. Make informed decisions using HUB’s advanced analytics.
Your business isn’t static, and your benefit plan shouldn’t be either. We’ll work with you to incorporate designs, projections, and total rewards that evolve your plan over time.
Everyone wishes payroll and administration was simpler, less time consuming, and more forgiving. We can integrate multiple systems into one, freeing up time for what matters most.
Conducting an ergonomics assessment can be costly and time consuming. HUB has qualified risk managers who can provide this service at rates less than most third party providers.
Many of your people may not have a family doctor, or experience long wait times for simple requests. We can help you free up your employees’ time with a virtual healthcare solution.
As the largest group benefits brokerage in Canada, we’ve leveraged our scale to your benefit. Ask us about the partnerships we have in place to lower your costs and get the most from your benefits.
The weeks leading up to your plan’s budget and renewal can be stressful. We provide simple renewals and regular reports, including experience reports and target loss ratios.
Your people span multiple generations, each with their own needs. We offer a variety of flex benefit plan solutions so your people can decide what coverage is important to them.
With so many demands on your people, wellness is more important now than ever. From mental and physical health, to financial wellness, we can tailor a solution to help your people thrive.
You want your benefits budget spent in a way that is most impactful to your people. We’ll help survey your employees so you can be confident your plan meets their needs.
Our Knowledge
As insurance professionals offering complex contractual products that differ so greatly, we believe our experienced recommendations can be of value to you. We believe that as consumers ourselves, we clearly understand the importance of competitive pricing. We also understand that the real cost of insurance is not just the premium, but how the insurer responds, or fails to respond, in the event of a claim.
Moreover, our people are equipped to deal with the latest trends and developments in technology insurance and are committed to giving you the added value of our knowledge. Our growth has allowed us to acquire experts in every aspect of technology insurance. Protecting your business and assets – today and into the future – takes understanding your unique risk exposures and the particular coverage it will take to secure your interests.
Frequently Asked Questions
Insurance For Technology Organizations
For everything you need to know about Technology Insurance and for the best coverage, value and service, contact us today
Any Questions? Please email the team below.
Your HUB Technology Team
Derek May
Technology Insurance Specialist
Derek.May@hubinternational.com
Derek is responsible for providing insurance and risk management solutions to public and private companies. He specializes in Technology and Cyber products that protect companies from these evolving risks, and is one of Canada's leading brokers in this space. Derek is also the first person in Western Canada to receive the Cyber COPE® Insurance Certification (CCIC) designation offered through Chubb Insurance and Carnegie Mellon University’s Heinz College of Information Systems and Public Policy. In addition to his insurance experience, Derek holds a Bachelor of Science Degree in Business Entrepreneurship and a minor in Economics from Northern Michigan University, where he graduated Magna Cum Laude. Derek is a Canadian Accredited Insurance Broker (CAIB), as well as a Certified Risk Manager (CRM), and was named a 2016 Elite Broker by Insurance Business Canada.
Kevin Hawryluk
Senior Solutions Consultant,
Employee Benefits
Kevin.Hawryluk@hubinternational.com
...
Jesse McNeil
Senior Client Executive,
Employee Benefits
Jesse.McNeil@hubinternational.com
Jesse McNeil is a Senior Consultant with HUB International’s Employee Benefits Practice, located in Burnaby, BC. Jesse joined RISE People in 2015, which sold its employee benefits practice to HUB International in 2018. He has over 20 years of experience in employee and group benefits. Over the course of his career, Jesse has held positions with two major insurance providers, as well as managing two separate consulting and advisory firms, and holding the position of Director of Group Benefits with RISE People. During this time he has worked with groups as small as two employees and as large as 10,000. As a Senior Consultant with HUB’s Employee Benefits Practice, Jesse works closely with controllers, finance managers, and those in people and culture roles in their companies to design sustainable plans for today’s workforce. While he has worked with organizations in many different industries, including large association and government plans, Jesse has always been particularly involved in group benefits for the technology sector. In addition to his dedication to the technology industry, Jesse is also a highly experienced scuba diver with both his Dive Master and Tech Diving certification. He has volunteered for a number of organizations devoted to the sustainability of our oceans and waters, including the REEF Aquatic Underwater Survey, and the Volunteer Divers for Cleaner Oceans and Lakes. Jesse is focused on providing the best service and highest quality benefits and care to our clients, which ensures he is a trusted advisor and valued member of HUB International.
